Why Does Multi Funding, Inc. share personal information?
Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What information does Multi Funding, Inc. collect and share?
The types of personal information we collect and share depend on the product or service you have with us. This can include information that you, your attorney or third parties provide to us on applications or other forms. This information can include name, address, e-mail address, telephone number, date of birth, social security number, employment and income information, specific medical information pertaining to your personal injury case, specific case details and claims information, witness statements and police reports. We may also use your information to obtain additional information regarding you, such as credit or consumer reports.
How does Multi Funding, Inc. share personal information?
We share customers’ personal information in order to run our everyday business, such as to process or administer transactions, provide you with services you are requesting from us, and to comply with legal requirements as permitted by law. In the section below, we list the primary reasons we share your personal information, the reasons we choose to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Multi Funding, Inc. share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||Yes|
|For joint marketing with other financial companies||No||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||No||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No||No|
|For our affiliates to market to you||No||No|
|For nonaffiliates to market to you||No||No|
To limit our sharing call 866-957-8880.
Questions? Call 866-957-8880 or email firstname.lastname@example.org
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
How does Multi Funding, Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal laws. These measures include computer safeguards and secured files and buildings. Our agreements with service providers or other nonaffiliated companies require them to treat your personal information in a confidential and secure manner.
How does Multi Funding, Inc. collect my personal information?
We collect your personal information when you, your attorney or third parties, such as credit bureaus, affiliates, or other companies provide it to us on applications or other forms, by phone, fax, the internet or other delivery services. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Often, sharing information is necessary for us to provide the services you are requesting. Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies
MULTI FUNDING, INC. HAS NO AFFILIATES
Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies. —– MULTI FUNDING, INC DOES NOT SHARE WITH NONAFFILIATES SO THEY CAN MARKET TO YOU
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ——— MULTI FUNDING, INC. DOES NOT JOINTLY MARKET
Other Important Information
California: In accordance with California law, Multi Funding, Inc. will automatically opt out California residents from sharing with unaffiliated companies and will not share information we collect about California residents with unaffiliated companies except as permitted by law, such as with consent of the customer or to service the customer’s accounts. We will limit sharing with affiliates to the extent required by California law.
Vermont: in accordance with Vermont law, Multi Funding, Inc. will automatically opt out Vermont residents from sharing with unaffiliated companies and will not share information we collect about Vermont residents with unaffiliated companies except as permitted by law, such as with the consent of the customer, to service the customer’s accounts or to other financial institutions with which we have joint marketing agreements. We will not share application information, consumer report information and information from outside sources about Vermont residents with affiliated companies except with authorization or consent of the Vermont resident.